Asset Allocation

The Asset Allocation is the model we use for maintaining the appropriate investment balance when managing your portfolio. The Asset Allocation specifies what portion of your portfolio should be invested in what type and class of securities. It represents how we would like the portfolio allocated under normal market conditions.

As we have seen in recent years, it is getting more and more difficult to determine what represents “normal market conditions.” As a result, the allocation is given a range of acceptable proportions for each asset class (for example, the Asset Allocation may call for 30% of the portfolio to be invested in large capitalization U.S. equities, with an acceptable range from 20% to 40%). This range allows us to be more flexible in the management of your assets and better react to changing market conditions.